Yes, you’ll pay interest, but it is often a small price to pay for the cash that interest buys you today. Retainage – also called retention – is money withheld until the end of a project to ensure that the project is completed net sales to the job specifications. A practice common in the commercial

If your collectibles are net 60s and all your payables are net 30s, timing’s definitely affecting your cash flow negatively. The report that can help you most in getting an overview of how your cash flow is doing as a result of billing and collections is the accounts receivable aging report (A/R aging report). If